: $5,000 per accident (subject to a $200 deductible). Key Market Trends and News
The DC Department of Motor Vehicles (DMV) requires all registered vehicles to maintain continuous liability and uninsured motorist coverage. Proof of insurance is required to register a vehicle and must be presented during police stops; electronic proof is legally accepted on mobile devices. The current mandatory minimums are: auto insurance washington d.c.
: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected. : $5,000 per accident (subject to a $200 deductible)
: $25,000 per person / $50,000 per accident. 000 per person and $100
While costs are high, some providers offer more competitive rates for D.C. residents: