: Rewards are issued as Best Buy gift certificates that expire quickly—often within 60 days —and cannot be used elsewhere. Account & Service Issues
: Citi (the card issuer) is known to close accounts for inactivity, sometimes in less than a year.
Users have reported accounts being closed without warning after just two missed payments, even during medical emergencies.
: The "0% interest" promotions are often deferred interest, not 0% APR.
