To secure coverage, you may need to list a family member or a professional chauffeur as the primary driver on the policy.
Lenders like Bajaj Finserv primarily focus on your financial stability and identity proof (PAN, salary slips) rather than your ability to drive.
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Most banks require the car to be insured before the loan is disbursed. While the policy can be in your name, you must provide the details of a licensed primary driver to satisfy the insurer's risk assessment. 3. Insurance and Claims
If you (as the unlicensed owner) are involved in an accident while driving, the insurance company will likely reject the claim immediately.
Obtaining a car loan without a license is possible but slightly more complex than a standard application.
