: This is what you pay. It is the higher number. If you want to buy USD with your local currency, look here.
: The price at which the bank sells foreign currency to you. This is the rate you pay when you need foreign cash for an upcoming trip. buy and sell currency rates
Understanding buy and sell currency rates is essential for travelers and traders to ensure they get the best value. The "Golden Rule" is that ; the difference between them, known as the spread , represents the profit margin for the exchange provider. Core Definitions : This is what you pay
The mid-market rate is the midpoint between the buy and sell prices used by banks for large-scale transfers. Individual travelers typically receive a rate slightly worse than these due to added margins. Currency Pair Price (Mid-Market) Day Change GBP / USD USD / JPY AUD / USD Data sourced from Yahoo Finance and Trading Economics . Tips for Getting Better Rates Foreign Currency Cash Questions - Wells Fargo : The price at which the bank sells foreign currency to you
When looking at an exchange board, providers often use the perspective of "We" (the institution):
: The gap between these two rates. A narrower spread generally indicates a more competitive deal. How to Read the Board
: The price at which a bank or money changer buys foreign currency from you. If you have leftover foreign money from a trip, this is the rate you use to get your local currency back.
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