: If the total sum insured is exhausted during a claim, the insurer refills it for subsequent hospitalizations within the same year—ideal for elderly patients.
: Covers expenses like diagnostics, medicines, and follow-up visits incurred before and after the hospital stay. buy medical insurance for parents
: Look for plans that do not have "sub-limits" on room rent or specific diseases, allowing you to choose hospital rooms comfortably without extra out-of-pocket costs. : If the total sum insured is exhausted
: Allows your parents to receive treatment at network hospitals without making upfront payments, with the insurer settling the bill directly. buy medical insurance for parents
: Prevents high out-of-pocket costs from draining retirement savings during unexpected surgeries or hospitalizations.