"Hi parents! I’d love to take you both out to dinner this week to talk about something. I’m starting to look into buying a home and wanted to see if you’d ever consider selling your place to me. Just a thought for now, let's chat!" The Helpful Approach
Your parents can "gift" you part of the home's value to help with your down payment, which is a common perk when buying from family [19]. buying parents house
"Hey! Just curious, have you and Mom/Dad ever thought about selling the house? I’ve been looking at homes lately and honestly, I love yours. If you’re ever ready to move, let me know first!" The Serious Discussion "Hi parents
Selling a home for a very low price (like $1) can trigger "gift tax" rules and other financial complications [18, 30]. Just a thought for now, let's chat
If you're looking for a way to text your parents about buying their house, here are a few options depending on your relationship and how serious you are. The Casual Inquiry
If you'd like to explore this more, I can help you draft a or look up tax rules for your specific state.