: Covers your medical bills and repairs if you're hit by someone with little or no insurance.
: Pays for medical expenses and sometimes lost wages for you and your passengers. 2. Factors That Influence Your Price (Premium) Understanding Car Insurance: A Beginner's Guide car insuran
: Often legally required; it pays for injuries or property damage you cause to others in an accident. : Covers your medical bills and repairs if
: Covers repairs or replacement of your own vehicle after a crash, regardless of who is at fault. or natural disasters.
: Protects against non-collision incidents like theft, fire, vandalism, or natural disasters.