Credit card identity theft involves criminals stealing personal data to open new, unauthorized accounts, distinct from simple credit card fraud which entails unauthorized use of existing cards. This broader, more damaging form of theft commonly occurs through phishing, data breaches, and physical theft of sensitive information. For more details, visit the Office of the Comptroller of the Currency (OCC) . Identity Theft - OCC
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Credit card identity theft involves criminals stealing personal data to open new, unauthorized accounts, distinct from simple credit card fraud which entails unauthorized use of existing cards. This broader, more damaging form of theft commonly occurs through phishing, data breaches, and physical theft of sensitive information. For more details, visit the Office of the Comptroller of the Currency (OCC) . Identity Theft - OCC