Credit Report With Score Page

Lenders use scores to predict the likelihood that you will repay debt.

(e.g., checking your own score) do not affect it.

A record of who has accessed your report in the last two years. credit report with score

(e.g., applying for a loan) can slightly lower your score.

Details on credit cards, mortgages, and auto loans, including account balances, credit limits, and payment history. Lenders use scores to predict the likelihood that

Credit reports are maintained by three major bureaus— Equifax , Experian , and TransUnion . They generally include:

Name, address history, Social Security number, and date of birth. and auto loans

Significant financial setbacks like bankruptcies (which stay for 7–10 years) or accounts sent to collection agencies. Understanding Credit Scores