Credit Reports Free File

Identify accounts you didn't open or charges you didn't authorize.

This guide covers how to access your official free credit reports, why they matter, and how to spot potential "imposter" sites. credit reports free

An application for credit, insurance, or employment was because of information in your report (must request within 60 days). Identify accounts you didn't open or charges you

The official government-mandated site will never ask for your credit card number for a free report. why they matter

Complete the Annual Credit Report Request Form and mail it to:

Beyond the weekly reports from AnnualCreditReport.com, you are entitled to an additional free report if: