: Many banks and credit card issuers provide a free FICO or VantageScore as part of their standard account services.
: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score getting-your-credit-score
: The average age of all your accounts; older accounts demonstrate long-term stability. : Many banks and credit card issuers provide
: Frequent "hard inquiries" or opening multiple new accounts in a short period can temporarily lower your score. Typical Credit Score Ranges getting-your-credit-score