If you are just a few points shy of a better rate tier, consider these steps:
: Even one 30-day late payment can drop your score by 60 to 110 points . good enough credit score to buy a house
: You can qualify with a score as low as 500 if you can provide a 10% down payment. If your score is 580 or higher , the down payment requirement drops to just 3.5%. If you are just a few points shy