Have To Buy Health Insurance May 2026

Health insurance serves as a primary tool for managing the high costs of medical care. Without it, even routine procedures can quickly become unaffordable. Health Insurance Basics - CMS

While health insurance is no longer a federal requirement for most Americans after the removal of the individual mandate penalty in 2019, it remains a critical component of financial and physical stability. Choosing to go without coverage is often described as a "gamble" that can lead to catastrophic medical debt or inadequate treatment for serious illnesses. The Financial Safety Net have to buy health insurance