Home Buying Guide Pdf -

Before you hit Zillow, you need to know what you can actually afford.

A higher score equals a lower interest rate. If yours is under 620, consider a few months of "credit repair" before applying. home buying guide pdf

Distinguish between "needs" (3 bedrooms, good school district) and "wants" (granite countertops, hardwood floors). Phase 3: The Search & The Offer Before you hit Zillow, you need to know

You'll meet at a title company or attorney's office to sign a mountain of documents and wire your down payment. Before you hit Zillow

While 20% is the gold standard to avoid Private Mortgage Insurance (PMI), many programs (like FHA) allow for as little as 3.5% or even 0% down.