Home Buying Programs In Ct -

The most popular statewide programs are administered by CHFA and often require the use of a CHFA-approved lender.

: A second mortgage loan with low interest rates (typically matching the first mortgage) to cover upfront costs.

: Loans generally start at $3,000 and can reach up to $20,000.

Individuals with disabilities or those living with a disabled person.

: Qualified borrowers can receive an additional 0.125% discount on published interest rates if they belong to certain groups: Teachers (in specific districts or shortage areas). Military service members, veterans, and surviving spouses. Police officers (State Troopers or municipal officers).

: Up to $50,000 for homes in "High Opportunity Areas" or $25,000 elsewhere.

: Up to 20% for a down payment and 5% for closing costs.