How To Buy Us Savings Bonds For Grandchildren May 2026

Electronic bonds can be bought in any amount from per person, per calendar year, down to the penny.

: Once the holding period ends, you can "deliver" the bond to the grandchild’s TreasuryDirect account.

: Bonds must be held for at least one year before they can be cashed. how to buy us savings bonds for grandchildren

: Best for inflation protection . They earn a combined fixed rate and a variable rate that adjusts every six months based on inflation.

: Each grandchild can only receive/own up to $10,000 of each bond type per calendar year. Electronic bonds can be bought in any amount

: The bond starts earning interest in the month of purchase, even while sitting in your Gift Box.

Buying U.S. savings bonds for grandchildren is a secure way to gift a financial foundation, though the process has moved almost entirely online through TreasuryDirect . While paper bonds are no longer sold at banks, you can still purchase electronic Series EE or Series I bonds as gifts. 1. Requirements for Gifting : Best for inflation protection

: A parent or legal guardian must first open their own TreasuryDirect account and then establish a Minor Linked Account for the child.