: Using a vehicle you already own can act as a "virtual" down payment if it's worth more than what you still owe.

: If your credit is fair or poor, adding a creditworthy partner to the loan can help you qualify for zero down. Important Financial Risks

Buying a car with is possible, but it typically requires a strong credit profile or specific strategic steps to offset the increased risk to lenders. How to Qualify for Zero Down

: You must provide proof of steady income (e.g., recent pay stubs or tax returns) to show you can handle higher monthly payments.