Moving to a new ZIP code, county, or state .
Getting married or divorced, having/adopting a child, or a death in the family that impacts coverage . i need to buy health insurance now
Since the standard 2026 Open Enrollment period ( Jan 15, 2026) has already passed , your ability to buy health insurance now depends on whether you have a or meet certain income requirements. 1. Check for a Special Enrollment Period (SEP) Moving to a new ZIP code, county, or state
Losing a job-based plan, COBRA, or aging out of a parent's plan at 26 . Moving to a new ZIP code