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Focuses on homes priced between $150,000 and $400,000. They lease to you for 12 months, and 10% of your rent is applied as a closing credit.

Offers leases up to five years with locked-in prices and interest rates. Requires a 580+ credit score and a minimum monthly income of $3,600. Pros and Cons for Buyers

They buy the home in cash, and you rent it back for 18–36 months while a portion of your rent goes toward a future down payment.