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: Applying for the card triggers a hard inquiry on your credit report, which may cause a temporary dip in your credit score. Old Navy Encore Mastercard | Barclays US

: This store-branded card can only be used at Gap Inc. stores and websites.

: Approval typically requires "good" credit, often cited as a score of 640 or higher for the store card and 700+ for the Mastercard.

: This version can be used anywhere Mastercard is accepted.

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Old Navy Credit Card May 2026

: Applying for the card triggers a hard inquiry on your credit report, which may cause a temporary dip in your credit score. Old Navy Encore Mastercard | Barclays US

: This store-branded card can only be used at Gap Inc. stores and websites.

: Approval typically requires "good" credit, often cited as a score of 640 or higher for the store card and 700+ for the Mastercard.

: This version can be used anywhere Mastercard is accepted.

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