Buyers are typically restricted to the dealership's existing inventory, which often consists of older models that may lack modern safety features or require frequent repairs.
Dealerships frequently align payment due dates with a buyer's payday, offering weekly or bi-weekly schedules that may be easier for some to manage than a large monthly sum.
Dealers may sell older, high-mileage vehicles for thousands of dollars more than their actual market value. This can leave buyers "upside down" on their loan immediately upon purchase.