: Bonds typically provide a fixed, predictable stream of interest payments, which is a cornerstone for retirees.
Professional opinions on bonds vary widely based on their overall investment philosophy:
: If you need a specific amount of money on a specific date (like for a house or tuition), buying individual bonds that mature at that exact time can guarantee you get your principal back. The Case for "No": The Growth Trap
As of April 2026, many investors are using a "tiered" approach: