: Textbooks, notebooks, lab equipment, and other materials required for coursework.

: Child care or adult care expenses required while you attend classes.

Student loan funds are generally restricted to that fall within a school's official cost of attendance (COA) . While this includes obvious costs like tuition, it also covers many daily living requirements essential for school attendance. Direct Educational Costs

: Costs associated with getting to class, such as gas, public transit passes, parking fees, and highway tolls.

: Payments for on-campus dorms or off-campus rent and utilities.

: Basic household items like toiletries, cleaning supplies, and essential furnishings (e.g., bedding, microwaves). Specialized Costs

: Special equipment, support, or services related to a disability that ensure academic success. Restricted or Prohibited Uses