📍 Check your Closing Disclosure (CD) . Your lender must provide this 3 days before you sign, listing every fee in detail.
Tax for transferring the title from seller to buyer. 💰 Prepaid Items Homeowners Insurance: Usually one year paid upfront. Property Taxes: Often 2–6 months of taxes held in escrow.
Interest from the closing date to the month's end.
To get a more of your total out-of-pocket costs: Purchase price or target budget Down payment percentage State or city where you're buying