What Qualifies You To Buy A House -

No recent bankruptcies, foreclosures, or major late payments. ⚖️ Debt-to-Income (DTI) Ratio

Lenders typically look for two years of consistent employment. what qualifies you to buy a house

This proves to sellers that you are a serious, capable buyer. No recent bankruptcies, foreclosures, or major late payments

You can sometimes qualify with a score as low as 500–580. No recent bankruptcies