A widely used comparison tool to get instant quotes from various providers. Summary of Top Carriers by Specialty (2026) Top-Rated Provider AM Best Rating Financial Strength New York Life Fixed Indexed Growth Allianz Life Highest MYGA Rates Customer Satisfaction Variety of Options Nationwide What is your primary goal for an annuity— New York Life

Buyers who have a specific carrier in mind and want a specialist who knows that company’s products inside and out.

Banks typically have a much more limited selection of products than an independent broker. 4. Brokerage Firms and Mutual Fund Companies

Your local bank likely has a partnership with one or more insurance carriers to sell annuities to their customers.

A platform designed for speed, allowing users to complete the process without an agent.

Where to Buy Annuities: A Complete Guide to Your Options Annuities are only issued by , but you can purchase them through several different channels. Choosing where to buy is just as important as choosing the product itself, as the channel can affect the fees you pay and the range of options available to you. 1. Insurance Companies (Direct or Captive Agents)