: If you are using Keep and Switch , your phone must be fully unlocked by your old carrier before you bring your number to T-Mobile. For AT&T customers, this often requires paying the device off first. 4. What Isn't Covered?
: If your phone is compatible, you can often activate T-Mobile service in minutes without waiting for a physical SIM card. will tmobile buy out my contract
Switching to T-Mobile: Will They Really Pay Off Your Contract in 2026? : If you are using Keep and Switch
: You can switch your service now and wait up to 90 days to claim your "switcher" discount on a new phone. 3. Critical Requirements to Qualify What Isn't Covered
The short answer is , T-Mobile has several programs designed to reimburse you for early termination fees (ETFs) and remaining device balances. However, they don't typically pay your old carrier directly—you pay the bill, and they pay you back. 1. The Major Programs: How They Pay You
T-Mobile's "buyout" is strictly for the . They do not reimburse for:
Standard monthly service charges or taxes on your final bill. Past due balances or late fees from your previous carrier. Costs exceeding the $800-per-line cap. Summary Table: Switcher Options